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  In today’s world, it is prudent to be careful and wary of your surroundings. The people who get severely injured or die due to accidents keeps increasing every year. These accidents could be a household, work related or on-road. Predicting such mishaps could be impossible as they can happen out of the blue. However, you can always be financially prepared from the negative impact of such accidents by investing in an insurance policy. A personal accident insurance policy to be more specific. To help you understand more about this policy, information has been given below: 1.       What is personal accident insurance?s Consider this scenario. You are in a rush to reach your office and are running to catch a train. However, you couldn’t notice the water on the steps and lose your balance. You fracture your leg as you landed badly on it. Under normal circumstances, getting a bone fracture treated could cost you a lot. However, if you own a personal accident insurance , it would cover

  Health related crises happen unannounced whenever. It is extremely difficult to anticipate what sort of health related crisis one may face out of the blue. Indeed, even individuals who are fit, follow a strict diet, do basic exercises could get hit with a health issue of some sort all of a sudden. With health related crises comes the ineptness to deal with such circumstances, both intellectually and monetarily. While you could possibly get a feeling of the circumstance sooner or later, likewise you should be monetarily ready to deal with the expense of hospitalization and different costs. Having a health insurance, like a family health insurance in such circumstances can be a gift. Listed underneath are 4 types of health insurance policies you ought to know about: 1.       Individual health insurance This health insurance is intended to cover the clinical costs of individuals who are young and live alone without families. The policyholder can alter the strategy to include their

  The COVID-19 pandemic has been a wake-up call for many of us in general as it highlighted the fragility of the healthcare system around the world. This has also made people more aware about the cost of medical treatment and procedures; especially the ones that are related to critical illnesses. In such times, it is always a wise decision to invest in health insurance plans for family for overall protection of your loved ones. To help you understand better as to why it is better to go for health insurance plans for family, listed below are 4 reasons: 1.       More members get covered When looking for health insurance plans for family , you should look for a plan that will cover as many family members under its umbrella. Family health insurance covers not just your immediate family members, but those members as well who are financially dependent on you. For example due to COVID-19, IRDAI directed all of the insurance companies to come up with COVID-19 specific health insurance po

  As the global population keeps increasing every year, consequently, the number of people hospitalised due to illnesses and accident also increases. Hence, it is prudent for every family to have health insurance. With different insurance companies offering different health insurance policies, the choices for you as a potential policyholder are aplenty. However, when you opt to buy health insurance online, one other alternative that you would come across would be the mediclaim policy for family. How is it different from health insurance? Given below are 4 such differences to help you explain better: 1. Mediclaim covers only specific expenses There are many expenses involved when it comes to hospitalisation be it minor or major medical procedure. These medical expenses are for the treatment, room rent, nurse charges, ambulance, etc. If you plan on buying a mediclaim policy for family , you should know that it covers the expenses of only the treatment. For example, if you or your family