Your Health Insurance Plan Is Missing Out On Something Major – Critical Illness Cover
When buying health insurance, it is important to think about whether your coverage would be better enhanced with the help of add-ons. These days, insurers offer a range of add-ons that can really enhance the protection your coverage has for you. One such add-on that is truly worth considering is the ‘critical illness cover’. This add-on can prove to be immensely helpful no matter your age. Let’s dive bit deeper and explore this add-on in detail.
What is the critical illness cover?
The
critical illness cover is an add-on that you can opt in for when you buy health
insurance. This cover pays you – the policyholder – a lump sum amount if you
get diagnosed with any of the critical illnesses included in the plan by the
insurer.
These days, critical illnesses like cancer are on
the rise. Moreover, critical illnesses require a lot more treatment due to the
general prolonged and serious nature of the illness. This can lead to heavy
medical bills that can drain out your hard-earned money and put a strain on
your household finances. A critical illness cover can save you from such a
situation.
What types of illnesses will generally get
covered?
A critical illness cover will usually include
coverage for illnesses such as cancer of certain severity, aorta surgery, heart
attack of specified severity, major burns, loss of sight, end stage liver
disease, end-stage lung disease, and others. Do note that the number of diseases
covered can vary between insurance companies.
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