Here are the steps for filing a claim against 4 wheeler insurance


As urban areas continue to expand and develop, the number of inhabitants in those urban communities additionally continue to increase. India has one of the largest number of vehicles on-road. To adapt with this expansion, civic authorities are persistently constructing and developing more streets, bridges and tunnels, be it ashore or on water. In any case, an expansion in the quantity of vehicles doesn't really mean a positive thing, since it burdens the existing infrastructure.

This can prompt clogged streets, extended periods of time in rush hour gridlock, and mishaps also. Assuming you are out and about driving your car, and wind up slamming into another car, at that point, the third-party will ask for compensation. You will also want compensation for the damages caused to your vehicle. This is where you can file a claim against your comprehensive 4 wheeler insurance. Here are the steps for it:

1.      Register a police complaint

After the mishap has occurred, it is imperative to register an FIR with the assistance of a third-party. This is the initial step towards initiating legal action. The FIR can be registered by you or by the third party.

2.      Inform your insurer

After the FIR has been registered, inform your insurer about the incident. They will direct you to file a claim within a certain time-period. If you fail to file your claim within this period, your claim will be rejected. This will force you to compensate the third party out of your pocket. It is always better to be punctual about filing your claim against your 4 wheeler insurance.


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