Is it worth paying for a critical illness?

 Hello,

I hope this answer finds you well.

With the rising cost of healthcare, it is essential to get a critical Illness Benefit Policy. A critical illness benefit policy provides financial assistance against various life-threatening diseases. Unfortunately, if you face any of these life-threatening diseases in the future, a critical illness benefit policy would be extremely helpful. When you are getting treated for any of the critical illnesses, it may require multiple hospital visits. Apart from multiple visits, appointments, medical tests, medications, and treatments could cost a lot of money, leading to a financial burden.

Some of the critical illnesses covered by the critical illness benefit policy are as follows:

· Heart-related ailments

· Cancer

· Kidney failure

· Paralysis

· Coma

· Stroke

· Liver ailments

· Organ transplant

The benefits of critical illness benefit policy are as follows:

· Financial support

Getting a critical illness benefit policy provides you major financial support, so you can focus on your rehabilitation and health. You can choose a high sum insured policy that offers you sufficient funds to cover medical expenses. A critical illness policy would cover you against specific illnesses and also handle the treatment and surgery cost.

· Variety of illnesses covered

A critical illness benefit policy coves a variety of illnesses, providing you protection against some of the life-threatening diseases. When you are getting a critical illness plan, check all the illnesses covered and select the one that suits your needs.

· Provides additional support

Even if you have a health plan, a critical illness premium would settle your claim if you suffer from any illness. A critical illness premium would enhance your existing health insurance plan, providing more coverage and funds.

· Affordable premiums

Critical illness premiums come with a lot of benefits and there are many premiums that are quite affordable. You could easily check different premiums offered, compare their prices and benefits online before purchasing.