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Is it worth paying for a critical illness?

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  Hello, I hope this answer finds you well. With the rising cost of healthcare, it is essential to get a critical Illness Benefit Policy. A critical illness benefit policy provides financial assistance against various life-threatening diseases. Unfortunately, if you face any of these life-threatening diseases in the future, a critical illness benefit policy would be extremely helpful. When you are getting treated for any of the critical illnesses, it may require multiple hospital visits. Apart from multiple visits, appointments, medical tests, medications, and treatments could cost a lot of money, leading to a financial burden. Some of the critical illnesses covered by the critical illness benefit policy are as follows: · Heart-related ailments · Cancer · Kidney failure · Paralysis · Coma · Stroke · Liver ailments · Organ transplant The benefits of  critical illness benefit policy   are as follows: ·  Financial support Getting a critical illness benefit policy provides you major financ
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Here are the steps for filing a claim against 4 wheeler insurance

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As urban areas continue to expand and develop, the number of inhabitants in those urban communities additionally continue to increase. India has one of the largest number of vehicles on-road. To adapt with this expansion, civic authorities are persistently constructing and developing more streets, bridges and tunnels, be it ashore or on water. In any case, an expansion in the quantity of vehicles doesn't really mean a positive thing, since it burdens the existing infrastructure. This can prompt clogged streets, extended periods of time in rush hour gridlock, and mishaps also. Assuming you are out and about driving your car, and wind up slamming into another car, at that point, the third-party will ask for compensation. You will also want compensation for the damages caused to your vehicle. This is where you can file a claim against your comprehensive 4 wheeler insurance. Here are the steps for it: 1.       Register a police complaint After the mishap has occurred, it is imper
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Here is all you need to know about personal accident insurance

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  In today’s world, it is prudent to be careful and wary of your surroundings. The people who get severely injured or die due to accidents keeps increasing every year. These accidents could be a household, work related or on-road. Predicting such mishaps could be impossible as they can happen out of the blue. However, you can always be financially prepared from the negative impact of such accidents by investing in an insurance policy. A personal accident insurance policy to be more specific. To help you understand more about this policy, information has been given below: 1.       What is personal accident insurance?s Consider this scenario. You are in a rush to reach your office and are running to catch a train. However, you couldn’t notice the water on the steps and lose your balance. You fracture your leg as you landed badly on it. Under normal circumstances, getting a bone fracture treated could cost you a lot. However, if you own a personal accident insurance , it would cover
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What are the types of health insurance policies that you can purchase?

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  Health related crises happen unannounced whenever. It is extremely difficult to anticipate what sort of health related crisis one may face out of the blue. Indeed, even individuals who are fit, follow a strict diet, do basic exercises could get hit with a health issue of some sort all of a sudden. With health related crises comes the ineptness to deal with such circumstances, both intellectually and monetarily. While you could possibly get a feeling of the circumstance sooner or later, likewise you should be monetarily ready to deal with the expense of hospitalization and different costs. Having a health insurance, like a family health insurance in such circumstances can be a gift. Listed underneath are 4 types of health insurance policies you ought to know about: 1.       Individual health insurance This health insurance is intended to cover the clinical costs of individuals who are young and live alone without families. The policyholder can alter the strategy to include their
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Health Insurance Plans For Family: Why you should opt for them?

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  The COVID-19 pandemic has been a wake-up call for many of us in general as it highlighted the fragility of the healthcare system around the world. This has also made people more aware about the cost of medical treatment and procedures; especially the ones that are related to critical illnesses. In such times, it is always a wise decision to invest in health insurance plans for family for overall protection of your loved ones. To help you understand better as to why it is better to go for health insurance plans for family, listed below are 4 reasons: 1.       More members get covered When looking for health insurance plans for family , you should look for a plan that will cover as many family members under its umbrella. Family health insurance covers not just your immediate family members, but those members as well who are financially dependent on you. For example due to COVID-19, IRDAI directed all of the insurance companies to come up with COVID-19 specific health insurance po
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4 differences between health insurance and mediclaim policy

  As the global population keeps increasing every year, consequently, the number of people hospitalised due to illnesses and accident also increases. Hence, it is prudent for every family to have health insurance. With different insurance companies offering different health insurance policies, the choices for you as a potential policyholder are aplenty. However, when you opt to buy health insurance online, one other alternative that you would come across would be the mediclaim policy for family. How is it different from health insurance? Given below are 4 such differences to help you explain better: 1. Mediclaim covers only specific expenses There are many expenses involved when it comes to hospitalisation be it minor or major medical procedure. These medical expenses are for the treatment, room rent, nurse charges, ambulance, etc. If you plan on buying a mediclaim policy for family , you should know that it covers the expenses of only the treatment. For example, if you or your family
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4 motivations behind why you ought to get a family health care coverage

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  You would consistently need the best for your family and would consistently make a solid effort to give all that you can to them. Also on the off chance that you're the sole provider, giving everything to your family and saving some sum for the future turns into an intense undertaking as you should deal with each of your costs without spending your whole compensation in one go. So how might you treat the occasion of a health related crisis? How might you deal with the necessary costs that are there in any operation? Why consume your whole time on earth reserve funds on one crisis when you could settle on the savvy decision of getting family medical coverage for yourself as well as your family. What's more here are 4 justifications for why getting a clinical protection strategy for your family is gainful: 1.       You get a high measure of aggregate safeguarded Probably the greatest advantage that you get when you purchase family health insurance coverage is how much to
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